/* RESET & NORMALIZATION */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html { box-sizing: border-box; }
*, *:before, *:after { box-sizing: inherit; }
body {
  min-height: 100vh;
  font-family: 'Roboto', Arial, Helvetica, sans-serif;
  background: #F6F6F7;
  color: #193256;
  line-height: 1.65;
  font-size: 16px;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}
a {
  color: #153E6A;
  text-decoration: underline;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #F8941D;
  outline: none;
  text-decoration: none;
}
ul, ol {
  margin-left: 24px;
  margin-bottom: 24px;
}
li {
  margin-bottom: 12px;
}
h1, h2, h3, h4 {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 700;
  color: #153E6A;
  margin-bottom: 16px;
  letter-spacing: -0.5px;
}
h1 { font-size: 2.2rem; margin-bottom: 24px; line-height: 1.18; }
h2 { font-size: 1.5rem; margin-bottom: 20px; }
h3, h4 { font-size: 1.17rem; margin-bottom: 14px; }
p, blockquote, cite { font-size: 1rem; margin-bottom: 18px; }
blockquote {
  font-style: italic;
  color: #193256;
  background: #EDF1F6;
  border-left: 4px solid #153E6A;
  padding: 16px 24px;
  margin: 0 0 18px 0;
  border-radius: 6px;
}
cite {
  display: block;
  color: #3E577A;
  font-size: 0.97rem;
  margin-left: 12px;
}
strong { font-weight: 700; }

/* CONTAINER & WRAPPER */
.container {
  width: 100%;
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  flex-direction: column;
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 20px;
  align-items: flex-start;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 1.5px 8px 0 rgba(21,62,106,0.06);
}

/* FLEX PATTERNS */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #fff;
  border: 1px solid #DEE3EA;
  border-radius: 10px;
  margin-bottom: 20px;
  padding: 28px 22px;
  box-shadow: 0 2px 12px rgb(21 62 106 / 6%);
  position: relative;
  transition: box-shadow 0.24s;
}
.card:hover {
  box-shadow: 0 8px 30px 0 rgba(21,62,106,0.12);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  background: #F6F6F7;
  padding: 20px;
  border-radius: 10px;
  box-shadow: 0 1px 8px 0 rgba(21,62,106,0.08);
  margin-bottom: 24px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* HEADER & NAVIGATION */
header {
  background: #153E6A;
  color: #fff;
  box-shadow: 0 2px 8px 0 rgba(21,62,106,0.06);
  position: relative;
  z-index: 3;
}
.main-nav {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-start;
  gap: 26px;
  max-width: 1140px;
  margin: 0 auto;
  padding: 16px 20px;
}
.main-nav img {
  height: 38px;
  margin-right: 12px;
}
.main-nav a {
  color: #fff;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 16px;
  text-decoration: none;
  letter-spacing: 0.03em;
  padding: 5px 10px;
  transition: background 0.2s, color 0.2s;
  border-radius: 6px;
  display: flex;
  align-items: center;
)
}
.main-nav a:hover, .main-nav a:focus {
  background: #254D7C;
  color: #F8941D;
}

/* HAMBURGER MOBILE MENU */
.mobile-menu-toggle {
  background: none;
  border: none;
  color: #fff;
  font-size: 2rem;
  position: absolute;
  top: 18px;
  right: 24px;
  z-index: 101;
  cursor: pointer;
  display: none;
  transition: color 0.14s;
}
.mobile-menu-toggle:focus {
  outline: 2px solid #F8941D;
}
.mobile-menu {
  position: fixed;
  top: 0; left: 0; bottom: 0; right: 0;
  background: rgba(21,62,106,0.98);
  z-index: 200;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 32px 22px 22px 22px;
  transform: translateX(-100%);
  transition: transform 0.38s cubic-bezier(.42,1.38,.41,1);
  width: 100vw;
  height: 100vh;
  overflow-y: auto;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: none;
  border: none;
  color: #fff;
  font-size: 2.1rem;
  position: absolute;
  top: 24px;
  right: 32px;
  z-index: 201;
  cursor: pointer;
  transition: color 0.14s;
}
.mobile-menu-close:focus {
  outline: 2px solid #F8941D;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 28px;
  margin-top: 40px;
  width: 100%;
}
.mobile-nav a {
  font-size: 1.25rem;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  color: #fff;
  padding: 10px 0 10px 12px;
  border-radius: 4px;
  background: none;
  text-decoration: none;
  transition: color 0.16s, background 0.18s;
  min-width: 120px;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #254D7C;
  color: #F8941D;
}

/* HERO CTA BUTTON */
.cta-button {
  background: #153E6A;
  color: #fff;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 600;
  padding: 14px 32px;
  border-radius: 8px;
  border: none;
  font-size: 1.1rem;
  letter-spacing: 0.015em;
  box-shadow: 0 2px 14px 0 rgba(21,62,106,0.06);
  cursor: pointer;
  margin-top: 10px;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
  display: inline-block;
  text-decoration: none;
}
.cta-button:hover, .cta-button:focus {
  background: #254D7C;
  color: #F8941D;
  box-shadow: 0 3px 22px 0 rgba(21,62,106,0.12);
  outline: none;
}

/* CATEGORY-TAGS / LABELS */
.category-tag, .category-highlight, .tag {
  display: inline-block;
  font-size: 0.95rem;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  background: #EDF1F6;
  color: #153E6A;
  border-radius: 40px;
  padding: 3px 13px;
  margin-right: 8px;
  font-weight: 600;
  letter-spacing: 0.02em;
}
.category-tag {
  margin-bottom: 8px;
}
.category-highlight {
  background: #153E6A;
  color: #fff;
}
.tag {
  background: #F8941D;
  color: #fff;
}

/* SOCIAL SHARE ICONS */
.social-share {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  margin-top: 8px;
}
.social-share img {
  width: 28px;
  height: 28px;
  margin-left: 6px;
  filter: grayscale(30%);
  opacity: 0.88;
  transition: opacity 0.2s, filter 0.2s;
}
.social-share a:hover img {
  filter: grayscale(0%);
  opacity: 1;
}

/* FOOTER */
footer {
  background: #102847;
  color: #fff;
  padding: 32px 0 16px 0;
  font-size: 0.94rem;
  border-top: 2px solid #DEE3EA;
}
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 18px 30px;
  margin-bottom: 13px;
  align-items: center;
}
.footer-nav a {
  color: #fff;
  text-decoration: none;
  font-size: 15px;
  padding: 4px 0;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  letter-spacing: 0.03em;
  transition: color 0.19s;
}
.footer-nav a:hover, .footer-nav a:focus {
  color: #F8941D;
}
.footer-contact {
  margin: 20px 0 10px 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.footer-contact img {
  height: 34px;
  margin-bottom: 7px;
}
.footer-contact address {
  font-style: normal;
  color: #F6F6F7;
  line-height: 1.7;
}
.footer-contact img[alt="Phone"],
.footer-contact img[alt="Email"] {
  width: 17px;
  height: 17px;
  display: inline-block;
  margin-right: 3px;
  vertical-align: middle;
}
.footer-contact a {
  color: #F8941D;
  text-decoration: underline;
}
.footer-contact a:hover {
  color: #fff;
}
.footer-legal {
  margin-top: 12px;
  color: #B0BFD4;
}

/* MAP HIGHLIGHTS */
.map-highlights {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 18px 0;
  font-size: 1rem;
  color: #153E6A;
}
.map-highlights img {
  width: 24px;
  height: 24px;
  vertical-align: middle;
}

/* QUICK LINKS */
.quick-links {
  margin-top: 20px;
  font-size: 1rem;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.quick-links a {
  color: #153E6A;
  text-decoration: underline;
  transition: color 0.15s;
}
.quick-links a:hover, .quick-links a:focus {
  color: #F8941D;
}

/* FAQ */
dl, dt, dd {
  margin-bottom: 12px;
}
dt {
  font-weight: 700;
  color: #193256;
  margin-top: 12px;
}
dd {
  margin-left: 18px;
  color: #4A6079;
}

/* NEWSLETTER LIST */
#newsletter ul {
  margin-top: 8px;
}
#newsletter ul li {
  font-size: 1rem;
  margin-bottom: 8px;
}

/* UTIL: CARD for FEATURES */
.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 12px;
}
.feature-grid li {
  background: #F6F6F7;
  border-radius: 8px;
  padding: 20px 18px;
  flex: 1 1 220px;
  min-width: 180px;
  max-width: 290px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 8px;
  box-shadow: 0 1.5px 8px 0 rgba(21,62,106,0.06);
  border: 1px solid #EDF1F6;
  margin-bottom: 0;
}
.feature-grid img {
  width: 30px;
  height: 30px;
  margin-bottom: 4px;
}

/* TESTIMONIAL CARD REFINEMENT */
.testimonial-card {
  background: #fff;
  color: #193256;
  border: 1px solid #DEE3EA;
  box-shadow: 0 1.5px 10px 0 rgba(21,62,106,0.09);
  margin-bottom: 24px;
  min-width: 0;
  max-width: 540px;
}
.testimonial-card blockquote {
  background: none;
  margin-bottom: 8px;
  border-radius: 0;
  border-left: 4px solid #F8941D;
  color: #193256;
  font-size: 1.08rem;
}
.testimonial-card p {
  font-size: 1rem;
  color: #3E577A;
  margin: 0 0 0 12px;
}

/* RESPONSIVE DESIGN */
@media (max-width: 1140px) {
  .container {
    max-width: 100%;
  }
}
@media (max-width: 900px) {
  .main-nav {
    gap: 18px;
    padding: 12px 12px;
  }
  .section {
    padding: 30px 7vw;
  }
}
@media (max-width: 768px) {
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .section {
    padding: 26px 8px;
  }
  .feature-grid,
  .content-grid,
  .card-container,
  .footer-nav {
    flex-direction: column;
    gap: 14px;
  }
  .testimonial-card {
    flex-direction: column;
    gap: 10px;
    max-width: 100%;
    padding: 16px;
  }
  .text-image-section {
    flex-direction: column;
    gap: 15px;
    align-items: flex-start;
  }
  .footer-contact {
    gap: 6px;
  }
}
@media (max-width: 600px) {
  h1 { font-size: 1.4rem; }
  h2 { font-size: 1.1rem; }
  h3, h4 { font-size: 1rem; }
  dl, dt, dd, p, li, blockquote {
    font-size: 0.98rem;
  }
  .cta-button {
    font-size: 0.96rem;
    padding: 10px 18px;
  }
}

/* COOKIE CONSENT BANNER */
.cookie-banner {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  background: #153E6A;
  color: #fff;
  z-index: 9000;
  box-shadow: 0 -2px 16px 0 rgba(21,62,106,0.16);
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  padding: 32px 23px 18px 23px;
  gap: 24px;
  width: 100vw;
  min-height: 70px;
  font-size: 1rem;
  opacity: 0;
  pointer-events: none;
  transform: translateY(60px);
  transition: opacity 0.36s, transform 0.42s cubic-bezier(.41,1,.38,1.04);
}
.cookie-banner.visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}
.cookie-banner .cookie-banner__text {
  flex: 1 1 0;
  padding-right: 8px;
  color: #fff;
}
.cookie-banner .cookie-banner__buttons {
  display: flex;
  gap: 15px;
  align-items: flex-end;
  flex-wrap: wrap;
}
.cookie-banner button {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-weight: 600;
  font-size: 1rem;
  padding: 9px 22px;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.17s, color 0.17s, box-shadow 0.16s;
  margin-right: 7px;
  margin-bottom: 6px;
}
.cookie-banner .cookie-accept {
  background: #F8941D;
  color: #fff;
  box-shadow: 0 1.5px 8px 0 rgba(21,62,106,0.18);
}
.cookie-banner .cookie-accept:hover, .cookie-banner .cookie-accept:focus {
  background: #153E6A;
  color: #fff;
}
.cookie-banner .cookie-reject {
  background: #fff;
  color: #153E6A;
  border: 1px solid #DEE3EA;
}
.cookie-banner .cookie-reject:hover, .cookie-banner .cookie-reject:focus {
  background: #DEE3EA;
}
.cookie-banner .cookie-settings {
  background: transparent;
  color: #F8941D;
  border: 1px solid #F8941D;
}
.cookie-banner .cookie-settings:hover, .cookie-banner .cookie-settings:focus {
  background: #F8941D;
  color: #fff;
}
@media (max-width: 650px) {
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    padding: 24px 7px 16px 7px;
    gap: 11px;
    font-size: 0.94rem;
  }
  .cookie-banner .cookie-banner__buttons {
    gap: 10px;
  }
}

/* COOKIE MODAL POPUP */
.cookie-modal {
  position: fixed;
  top: 0; left: 0;
  width: 100vw; height: 100vh;
  background: rgba(21,62,106,0.42);
  z-index: 10012;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.32s cubic-bezier(.32,1,.36,1.18);
}
.cookie-modal.open {
  opacity: 1;
  pointer-events: all;
}
.cookie-modal__content {
  background: #fff;
  color: #153E6A;
  border-radius: 10px;
  box-shadow: 0 8px 32px 0 rgba(21,62,106,0.14);
  max-width: 420px;
  width: 90vw;
  padding: 34px 30px 24px 30px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 19px;
  position: relative;
  font-size: 1rem;
}
.cookie-modal__close {
  position: absolute;
  top: 14px;
  right: 18px;
  background: none;
  border: none;
  font-size: 1.2rem;
  color: #193256;
  cursor: pointer;
  z-index: 3;
  transition: color 0.14s;
}
.cookie-modal__close:focus {
  outline: 2px solid #F8941D;
}
.cookie-modal__content h2 {
  font-size: 1.18rem;
  margin-bottom: 12px;
  font-weight: 700;
}
.cookie-modal__categories {
  width: 100%;
  margin-bottom: 10px;
}
.cookie-modal__cat {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 18px;
}
.cookie-modal__cat-label {
  font-size: 1rem;
  font-weight: 600;
  flex: 1 1 0;
  color: #153E6A;
}
.cookie-modal__cat-toggle {
  position: relative;
  width: 48px;
  height: 24px;
}
.cookie-modal__toggle {
  opacity: 0;
  width: 0;
  height: 0;
  position: absolute;
}
.cookie-modal__slider {
  position: absolute;
  cursor: pointer;
  background: #DEE3EA;
  border-radius: 12px;
  top: 0; left: 0;
  width: 48px;
  height: 24px;
  transition: background 0.18s;
  box-shadow: 0 1px 3px 0 rgba(21,62,106,0.05);
}
.cookie-modal__toggle:checked + .cookie-modal__slider {
  background: #F8941D;
}
.cookie-modal__slider:before {
  content: "";
  position: absolute;
  width: 20px;
  height: 20px;
  left: 2px;
  bottom: 2px;
  background: #fff;
  border-radius: 50%;
  transition: transform 0.19s;
  box-shadow: 0 1px 3px 0 rgba(21,62,106,0.12);
}
.cookie-modal__toggle:checked + .cookie-modal__slider:before {
  transform: translateX(24px);
}
.cookie-modal__cat-desc {
  color: #46597B;
  font-size: 0.95rem;
  margin-top: 4px;
}
.cookie-modal__cat[aria-disabled="true"] .cookie-modal__slider {
  background: #B0BFD4;
  opacity: 0.62;
}
.cookie-modal__cat[aria-disabled="true"] .cookie-modal__cat-toggle {
  pointer-events: none;
}
.cookie-modal__actions {
  display: flex;
  gap: 17px;
  width: 100%;
  margin-top: 10px;
}
.cookie-modal__actions button {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  padding: 9px 26px;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}
.cookie-modal__actions .cookie-modal__save {
  background: #153E6A;
  color: #fff;
}
.cookie-modal__actions .cookie-modal__save:hover, .cookie-modal__actions .cookie-modal__save:focus {
  background: #F8941D;
  color: #fff;
}
.cookie-modal__actions .cookie-modal__cancel {
  background: #fff;
  color: #153E6A;
  border: 1px solid #DEE3EA;
}
.cookie-modal__actions .cookie-modal__cancel:hover, .cookie-modal__actions .cookie-modal__cancel:focus {
  background: #DEE3EA;
}
@media (max-width: 550px) {
  .cookie-modal__content {
    padding: 17px 11px 11px 15px;
    min-width: 0;
    width: 95vw;
  }
}

/* GENERAL BUTTON */
button, .btn {
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  font-size: 1rem;
  font-weight: 600;
  padding: 10px 26px;
  border-radius: 6px;
  border: none;
  background: #153E6A;
  color: #fff;
  cursor: pointer;
  transition: background 0.18s, color 0.18s, box-shadow 0.2s, outline 0.16s;
  box-shadow: 0 1px 4px 0 rgba(21,62,106,0.08);
  text-decoration: none;
}
button:hover, button:focus, .btn:hover, .btn:focus {
  background: #254D7C;
  color: #F8941D;
  outline: none;
}

/* MISCELLANEOUS STYLE REFINEMENTS */
.section ul, .section ol {
  margin-left: 24px;
  margin-bottom: 13px;
}
.section ul li, .section ol li {
  margin-bottom: 9px;
  font-size: 1rem;
}
.section a {
  transition: color 0.18s;
}
hr {
  border: none;
  border-top: 1px solid #DEE3EA;
  margin: 32px 0 36px 0;
}

/* FOCUS OUTLINES */
a:focus, button:focus, .cta-button:focus {
  outline: 2px solid #F8941D;
  outline-offset: 1.5px;
}

/* SCROLLBAR (optional modern look, not required) */
::-webkit-scrollbar {
  width: 8px;
  background: #EDF1F6;
}
::-webkit-scrollbar-thumb {
  background: #B0BFD4;
  border-radius: 6px;
}
::-webkit-scrollbar-thumb:hover {
  background: #193256;
}

/* ANIMATIONS / TRANSITIONS */
.section, .card, .testimonial-card, .feature-grid li {
  transition: box-shadow 0.22s, background 0.22s, border 0.16s;
}
.card:hover, .feature-grid li:hover {
  box-shadow: 0 8px 36px 0 rgba(21,62,106,0.15);
}

/* Z-INDEX Layering for nav, modals */
header, .main-nav, .mobile-menu, .cookie-modal, .cookie-banner {
  z-index: 1100;
}

/* SPACING IN LISTS/CARD */
.section:not(:last-child) {
  margin-bottom: 60px;
}
.card:not(:last-child), .testimonial-card:not(:last-child) {
  margin-bottom: 20px;
}

/* REMOVE ABSOLUTE FOR CONTENT (images excepted)*/
/* No content cards/blocks use position: absolute apart from mobile menu/close etc. */